Protecting the nation and planning for the future

Indonesia’s insurance sector has been growing strongly and the potential for further growth is huge. For example, in the life insurance sector, Indonesia’s life penetration and life density figures lag all major Asian peers except Vietnam and the Philippines.

Today, the percentage of Indonesians with individual life insurance policies is still in the single digits. Going forward, the growth outlook for the insurance industry is robust.

Indonesia’s expanding middle class, the increasing understanding of financial products, the growing focus on health and wellness, and the need to preserve and protect higher levels of wealth all mean that there will be more and more households that appreciate the benefits of insurance and can afford to purchase insurance products.

This outlook is further boosted by Indonesia’s favorable demographics – relatively low median age and no significant ageing population issues on the horizon.


Business Potential

Indonesia’s insurance sector is expected to continue registering strong double-digit growth for the foreseeable future.


Customers‘ Need

As the economy continues to develop, Indonesians will increasingly use insurance for their wealth protection, health coverage and investment needs.

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